High-Yield Savings. Right now, the online-only Marcus account offers a 4.50% APY with no minimum deposit requirements. This puts the account on par with other online powerhouses like Ally Bank. A savings account is great, but it won’t do you any good without money in it.
Strange. My Sparkasse only wants something like 5€ each month. But by getting more contracts with them you can avoid that cost (like insurances, mortages etc.). Or if you are a good customer (wage is high enough) you just complain and threaten to terminate your account and they will remove the fee for good.